The Golden State: Where & How to Live, Secure, Visit, Enjoy and Thrive in California
Improve Your Home Landscaping
As soon as the sowing has been completed, and the soil lightly tamped down, the pan or flat should be immersed in water until the surface shows dark and moist. Excess moisture is then permitted to drain off. This is far superior to overhead watering. The box should not be allowed to dry out until after the seeds have germinated. Germination will be hastened if the pan is placed in a warm, dark place. As soon as germination takes place, the seedlings should be placed in full light. Shredded sphagnum moss is the best medium for seed germination. Use of it prevents any possibility of "damping-off," which is a grave threat to all seeds.
Budding
Budding is a method of grafting, best accomplished in August or the early part of September. A T-shape cut is made in the bark of the host plant. The bud is selected from the last growth of the current year, and is cut, along with the nearest leaf and part of the bark and wood, from the plant chosen. Loosen the corners of the T and slip the bud under. Use rubber bands, raffia or waxed string to wind both above and below the graft. In about two weeks, the bud should be joined to the host. The cutting is then cut back, and the bud develops as part of the host. The limb on which the graft is made should be cut back to just above the grafting point.
The Modern Way To Home Financing
THE "ASSURED HOME OWNERSHIP" Plan, which THE EQUITABLE SOCIETY has provided to over 327 thousand home owners, is a practical and economical method of home financing, designed to enable you to acquire your home and retain it despite many of the common exigencies of life. This modernized Plan provides benefits and safeguards not otherwise available to you in a conventional mortgage plan.
Generally, home financing provides protection mainly for the lenders of funds—the mortgagees. It does not take into consideration such common misfortunes as illness, unemployment or business reverses which, during the years of mortgage repayment, beset many a borrower. As a result, many unfortunate families have lost their homes during periods of emergency.
Nor do such past financing practices consider the fact that about one out of every eight family breadwinners does not live to complete his mortgage payments. Inconsequence, about one family out of eight inherits a home in which the bread-winner is gone, a mortgage remains and savings, if any, have often been depleted by illness and final expenses.
THE EQUITABLE SOCIETY. through long years of experience and careful study, recognized the gravity of this situation. It devised the "ASSURED HOME OWNERSHIP" Plan to provide a sound and practical method of home financing which attempts to correct these shortcomings, not at prohibitive cost but economically, within the range of the average home owner.
